The short version. Socrates Crayon is a free educational resource. It is not a law firm, registered investment adviser, broker-dealer, or accounting firm, and it is not affiliated with any securities firm. Nothing here is legal, tax, accounting, financial, or investment advice, and nothing here is a personalized recommendation. The calculators are illustrative. Always talk to your own qualified professional before acting.
Everything on this site — articles, explainers, calculators, the Estate Health Check, and any PDF you can generate or have emailed to you — is published for general educational and informational purposes only. It is designed to help you understand concepts and know what questions to ask. It is not advice for your specific situation.
Socrates Crayon does not provide legal, tax, accounting, financial, or investment advice, and does not make recommendations for any specific person or situation. Using this site does not create an attorney-client, fiduciary, advisory, or broker-dealer relationship of any kind. No legal or tax opinion is rendered.
Socrates Crayon is not a law firm, registered investment adviser, broker-dealer, or accounting firm. It is independent and is not affiliated with, sponsored by, endorsed by, or connected to any securities firm, brokerage, advisory firm, or their business. Any views expressed are those of the educational project, not of any such firm.
The calculators produce illustrative magnitudes, not personalized analysis. Outputs and downloadable PDFs are framed as hypothetical illustrations (for example, prepared for sample clients such as "John & Jane Sample"). Figures may not reflect your actual situation, current law, or all applicable rules, and may contain errors or simplifications. Do not rely on them for decisions.
The site and its tools are provided "as is," without warranty of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. Tax and estate-planning rules are complex, fact-specific, and change over time.
To the fullest extent permitted by law, KMD Squared LLC and its contributors will not be liable for any loss or damage arising from your use of, or reliance on, this site or its tools. Your use is at your own discretion and risk.
Before acting on anything you learn here, consult your own qualified attorney, tax adviser, accountant, or other appropriate professional who can consider your specific facts.
We may update these terms and the site from time to time. Continued use means you accept the current version.
Questions? Email hello@socratescrayon.com. See also our Privacy notice and About page.